The 5 Rules of Making More: The Intentional Wealth Mindset Framework
Building wealth isn’t just about making more money—it’s about thinking differently, acting intentionally, and operating from a higher level of value. Many people are stuck in financial cycles they never consciously chose. Their goals came from parents, school, society, or simply survival. But true wealth begins when you set your own intentions and design your personal economy on purpose.
In this guide, we dive into the 5 Rules of Making More, supported by examples, practical steps, and mindset transformations that can reshape how you earn, spend, think, and grow.
1. Set Your Financial Intentions
Most People Never Set Their Own Financial Intentions
If you examine the average person’s financial life, you’ll find one common pattern: They earn money purely to pay bills.
This is one of the biggest traps of the modern world—working for money instead of working for meaning or growth. As Robert Kiyosaki emphasizes in Rich Dad Poor Dad, relying on a job alone limits your wealth because the purpose of money isn’t to survive—it’s to create assets.
Why Setting Intentions Matters
Your intentions shape your:
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Spending habits
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Earning capacity
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Long-term vision
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Financial behavior
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Economic possibilities
Think of intention as the internal blueprint that guides your financial life.
What Happens When You Don’t Set Intentions
Others set them for you:
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Parents teach you to get a “safe job.”
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Schools teach you to get good grades, not financial skills.
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Society teaches you to work harder, not smarter.
As a result, people spend their entire lives following instructions they never wrote.
Shift Your Focus—And The Results Will Shift Themselves
Wealth doesn’t require complicated strategies—it requires intentional focus.
It is actually easier to make a lot of money in a short time than it is to make small amounts slowly. That statement sounds shocking, but think about these examples:
Example: Two Entrepreneurs
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Person A sells a R150 product and earns R3000 per month.
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Person B sells a R10,000 service and earns R60,000 per month.
Both do the same amount of marketing, yet one earns 20 times more simply because of focus and intention.
Create Your Personal Economy
If you are not satisfied with “the economy,” remember:
You have your own personal economy. You can create a new one.
Wayne B. Cook, author of Wall Street Money Machine, explains that money responds to systems, not emotions. If your financial system is small, you remain small.
Upgrade Your Beliefs
If your mind says,
“I want to make R300 per week,”
you will only see opportunities that match that amount.
But if your intention is,
“I want to make R30,000 per month,”
your brain starts filtering for bigger opportunities.
Your beliefs become your boundaries.
Time and Money: Make Your Time Worth More
Rich people understand something powerful:
Time increases the value of money.
The more valuable your time becomes, the more valuable your money becomes.
Why Rich People Are Tight With Money
It’s not that they are stingy—they just understand future value.
R1000 wasted today is R10,000 lost in future returns.
Do What You Love—Even For Free
The thing that will make you the most money is often the thing you love enough to do for free.
Signs that your passion can become profit:
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You naturally get energy from the activity.
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You enjoy learning about it without pressure.
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You can talk about it for hours.
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People already ask you for help with it.
If you can do it for free, you can eventually do it for profit.
Turn Every Expense Into Profit
Most people see expenses as losses. Wealthy people see expenses as opportunities.
Examples
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You pay for internet → create online content and earn from it.
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You buy a laptop → use it to run a business.
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You rent an apartment → use a corner to record videos or run a service.
Every expense can be flipped into a profit center if you think creatively.
Train Yourself to Think Deeper
The difference between wealthy and average people is depth of thought.
Ask yourself constantly:
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“How can this make me money?”
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“How can this save me money?”
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“How can this become an asset?”
You don’t have a money problem—you have an intention problem.
2. Ignore Distractions
One of the biggest enemies of wealth is distraction.
When you are broke, you cannot afford entertainment, excessive social time, or unproductive habits.
Common Distractions That Kill Wealth
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Endless scrolling on TikTok or Instagram
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Going out every weekend
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Buying sweets, alcohol, or unnecessary snacks
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Watching TV instead of working on goals
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Listening to negative people
Control Your Environment
If you cannot say no to sugar, don’t bring sugar home.
If you cannot focus with your phone next to you, place it in another room.
Your environment determines your discipline.
Make Wealth-Producing Decisions
Every decision either moves you toward wealth or away from it.
Ask yourself daily:
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“Does this align with my future?”
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“Does this help me grow?”
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“Will this matter in five years?”
Set your standards high—and stick to them.
3. Be, Do, Have: The True Formula of Success
Most frustrations in life come from misunderstanding the order of wealth creation.
People want to have success without becoming the person who can handle success.
The Wrong Order People Follow
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Have: “I want money.”
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Do: “But I don’t want to do the work.”
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Be: “So I end up being frustrated, desperate, or unethical.”
This leads to shortcuts, self-doubt, or bad decisions.
The Correct Formula
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Be → become the right person
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Do → take the right actions
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Have → enjoy the rewards
Becoming More Takes Time
Growth requires:
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Time in reflection
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Time in prayer
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Time in learning
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Time in self-improvement
Don't look at any challenge and think it’s bigger than you.
The “being” stage determines your identity.
The “doing” stage determines your activity.
The “having” stage is only the natural result.
4. Operate from the Top 3 Levels of Value
There are four levels of value, and wealth comes from operating in the top three.
This principle is supported by spiritual foundations, including Genesis 1, where creation begins in the mind (imagination), expressed through words (communication), and unified through relationships (unification).
Here are the levels:
Level 1: Implementation (Lowest)
This is the physical level—labor, muscle, hands-on tasks.
Examples:
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Cleaning
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Driving
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Packing
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Manual labor
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Delivery services
This level is honorable, but it pays the lowest because it relies on physical strength and time, which are limited.
Level 2: Unification
This level involves working with people and connecting them.
Examples:
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Team building
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Leadership
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Networking
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Coaching
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Partnership creation
The more people you unify, the more value you create.
Level 3: Communication
Money responds to communication.
If you can master how to speak, sell, persuade, teach, or inspire, you will never be broke.
Examples:
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Sales
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Public speaking
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Podcasting
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Marketing
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Writing
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Teaching
Use your mouth skillfully—it is one of the most profitable tools you have.
Level 4: Imagination (Highest)
This is the level where the wealthy operate.
Imagination allows you to:
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Create ideas
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Design systems
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Visualize opportunities
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Think long-term
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Strategize
If something benefits you only in the short term, don’t do it.
If it benefits you in the long term, invest in it.
Your imagination is your financial engine.
5. Rest, Reflect, and Rejoice
Rest is a wealth strategy.
Most people think productivity only comes from doing more, but sometimes the greatest breakthroughs happen in silence.
Benefits of Rest
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Clarity
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Creativity
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Problem-solving
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Emotional balance
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Renewed energy
Your best ideas—the “Aha!” moments—often come when you step away from work.
Reflect
Reflection helps you:
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Evaluate your progress
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Understand your mistakes
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Realign your intentions
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Strengthen your spiritual center
Rejoice
Celebrate your small wins—they attract bigger wins.
Gratitude increases abundance.
Conclusion: Build Wealth Intentionally
The journey to making more isn’t luck—it’s intention.
When you:
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Set clear financial intentions
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Eliminate distractions
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Follow the Be-Do-Have model
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Operate at higher levels of value
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Rest and reflect regularly
Wealth stops being difficult.
Money begins to flow because you grow.
Design your personal economy.
Raise your standards.
Think intentionally.
Act with purpose.
Your financial life will expand in the direction of your intentions.
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